Bank of America Promo Codes

Bank of America is not just a bank. For millions of people over the years, Bank of America has played a larger than life role. The roots of Bank of America can be found in history – way back three hundred years ago. The union of Rhode Island’s Providence Bank and Massachusetts’ Massachusetts Bank   turned out to be the conception of what would ultimately come to be known as Bank of America. In the early part of 20th century, this union bank was known as BankAmerica. In 1970s, a fiercely expansive bank from North Carolina, named North Carolina National Bank started acquiring local banks in a quest to become a powerhouse. North Carolina National Bank soon got into talks with BankAmerica, and after negotiations that lasted little over 15 long years, BankAmerica was merged into NCNB, creating a huge financial conglomerate in 1997, that is now known as Bank of America, or simply BofA.

Operations

Bank of America has its presence in all the 50 states of the USA. With financial transactions spread out in more than 190 different countries, Bank of America is one of the largest financial institutions in the world. Bank of America operates non-financial services like auditing on various counts for various companies and establishments, on behalf of the Federal Government of the USA. The presence of Bank of America on international level is significant, too. Bank of America has at least one physical location branch in more than 190 countries in the worlds, the highest for any bank. With total assets including cash deposits, gold deposits, precious cargo, shares, bonds, equities, loans, moveable and immoveable assets, amount to well over $2.2 trillion, making Bank of America a bigger economical power than many countries in the world. Bank of America employs over quarter of a million people worldwide.

With the acquisition of Merry Lynch, a private Wall Street investment banking firm, Bank of America became the single largest monetary and assets management group in the world.

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Services for individual and business purposes

Bank of America offers practically every banking service to their account holders. Individuals and businesses are offered savings accounts, checking account, loan account, credit account and provident fund accounts. The collaboration all the major payment gateways in the world, including Visa, MasterCard, Amex and PayPal, Bank of America provides a great way of managing accounts for businesses. Loan services are also offered to deserving account holder upon meeting requirement criteria.

Bank of America is involved heavily in the small and medium size businesses in the United States, apart from being linked financially to most of the notable Fortune 500 companies. This involvement in small businesses is often viewed as the token of trust that the banks management shows in the potential of American entrepreneurs. Most notably, Larry Page, the founder of internet giant Google Inc was helped out monetarily with a personal loan from Bank of America in 1997 when investors backed out from his company.

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